If you appreciate a lighter (but still with punch) Virginia flake that is naturally sweet rather than grassy, Klondike Gold would be a good choice
Product exclusions and limitations may vary by state.Guaranteed Universal LifeGuaranteed Universal LifePlusUnderwriting Full underwriting Full underwritingFace AmountIssue Ages (Age LastBirthday)Underwriting Class$50,000 $99,999 (Ages 66-85 StandardNontobacco and Standard Tobacco risks only)$100,000+ (Ages 18-80 all risk classes)(Ages 81-85 Standard Nontobacco andStandard Tobacco risks only)(First year premium over $2,000,000 requireshome office approval) Preferred Plus Nontobacco Preferred Nontobacco Tobacco Standard Plus Nontobacco Standard Nontobacco TobaccoTables 1(A) to 16(P)25% table rate-up$50,000 $99,999 (Ages 66-85 StandardNontobacco and Standard Tobacco risks only)$100,000+ (Ages 18-80 all risk classes)(Ages 81-85 Standard Nontobacco andStandard Tobacco risks only)(First year premium over $2,000,000 requireshome office approval) Preferred Plus Nontobacco Preferred Nontobacco Tobacco Standard Plus Nontobacco Standard Nontobacco TobaccoTables 1(A) to 16(P)25% table rate-upNo-Lapse Protection Maximum guarantee to age 120 Dial-A-Guarantee Guaranteed coverage canbe a maximum of lifetime coverage to age120 or a minimum of age 80 (20 years forages 61 and above) Catch up abilityPolicy Riders(Included in the Policy)Cost Policy Riders Guaranteed Refund Option Accelerated Death Benefit forTerminal and Chronic Illness Rider Waiver of Surrender Charges for PartialWithdrawals Rider Disability Waiver of Policy Charges Rider Disability Continuation of PlannedPremium Rider Accidental Death Benefit Rider Dependent Childrens Rider Guaranteed Insurability Rider Maximum guarantee to age 120 Dial-A-Guarantee Guaranteed coveragecan be a maximum of lifetime coverage toage 120 or a minimum of age 90 (20 yearsfor ages 71 and above) Short pay or dump in Catch up ability Guaranteed Refund Option Accelerated Death Benefit forTerminal and Chronic Illness Rider Waiver of Surrender Charges for PartialWithdrawals Rider Disability Waiver of Policy Charges Rider Disability Continuation of PlannedPremium Rider Accidental Death Benefit Rider Dependent Childrens Rider Guaranteed Insurability Rider(Continued on back)Life insurance underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175.United of Omaha is licensed nationwide except in New York.L8415_0914For Producer use only
Stayner L, Bena J, Sasco AJ, Smith R, Steenland K, Kreuzer M, Straif K
It is a known cause of serious illness and premature death, both of which could be preventable in its absence
This was released in 2014 and has become quite popular due to Golden Virginia failing to live up to its quality
