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Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. # Evidence Suggests That The ACA's Tobacco Surcharges Reduced Insurance Take Up And Did Not Increase Smoking Cessation PMC Can Smoking Affect Your Health Insurance Cover? ComparePolicy The secret of smoking tobacco and health insurance Blog by Tickertape Hiding tobacco use from your insurance provider is a fast track to a rejected claim. If you use tobacco, keep these 3 rules in mind before buying term insurance: 1 Total Disclosure
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