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By press time, much of the state's tobacco crop, good or otherwise, will have been harvested and hanging in barns to cure

The fact that CDFI loans tend to be smaller in value and carry a higher interest rate is not unexpected given that, as we have seen throughout this report, these institutions tend to loan to lower-income, and therefore potentially higher-risk, homebuyerssomething which is also reflected in the generally higher debt-to-income (DTI) ratio among CDFI loans Comparing New Yorks CDFIs to CDFIs in other cities, we see that median loan amounts are higher in NYCunsurprising given the citys notoriously expensive housing

Second, county clerks would be limited to issuing one license per 150,000 residents

If either condition applies, registration and tax collection are mandatory

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